Debt Consolidation Made Simple

Clients can consolidate multiple high-interest debts into one manageable payment, helping them reduce monthly expenses and simplify their financial management.

Improved Cash Flow

With interest-only payments for the first 24 months under Bond Optimiser DebtCorrect, clients benefit from reduced monthly repayments, providing immediate relief to improve their financial situation.

Unlock Home Equity for Financial Flexibility

Whether clients need to refinance a mortgage, fund home improvements, or access cash for personal needs, Bond Optimiser helps them unlock the value of their home equity for greater financial flexibility.

Access to Financing When Others Say No

Bond Optimiser specialises in assisting clients with low credit scores, judgments, or those in debt review, offering financial solutions when traditional lenders won’t.

5. Transition After 24 Months

Once your credit score has improved, you have the option to transition into a more traditional mortgage or continue with Bond Optimiser Mortgage.

4. Track Your Progress

You can access our Edvance Cash-back programme, which offers monthly cash rewards for good financial behaviour, further improving your financial standing.

3. One Affordable Payment

Your debts are then consolidated into one simple, interest-only payment for the first 24 months, helping you get back on track.

2. We Handle the Negotiations

We’ll negotiate with your creditors and work on settling your outstanding debts for less than what you owe, adding the consolidated amount to your bond.

1. Apply for Debtcon

Start by applying online and providing us with your debt and property information. Our experts will evaluate your financial situation and equity in your home.

Step 4 - Inform Key Individuals

Inform your appointed executor and beneficiaries about the existence and location of your will.