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Africa Direct
Bond Optimiser
Helping homeowners pay up to
R8 000 LESS*
per month on their debt.
*Average savings across registered customers.
Helping nurses pay up to R8 000 LESS* per month on their debt.
Bond Optimiser (Pty) Ltd, Reg 2020/681729/07 is a credit repair company.
APPLY NOW
  • Helping homeowners pay up to
    R8 000 LESS*
    per month on their debt.
    *Average savings across registered customers.
    Helping nurses pay up to R8 000 LESS* per month on their debt.
  • REFINANCE
    your debt into your home.
    Helping nurses pay up to R8 000 LESS* per month on their debt.
    With Bond Optimiser.
  • Thank you to our 200+ wonderful clients for your continued support and trust!
    With gratitude, Bond Optimiser
Bond Optimiser (Pty) Ltd, Reg 2020/681729/07 is a credit repair company.
APPLY NOW
Africa Direct
Bond Optimiser
Bond Optimiser (Pty) Ltd, Reg 2020/681729/07 is a credit repair company.

We move all your expensive debt into your cheapest form of funding: Your Bond.

Refinance all your debts without going into debt review and save an average of R8 000 per month in debt repayments by consolidating your expensive debt into your home loan.

What our clients are saying

Thobeka Ntubuntu
Deputy Principal - Groenheuwel Primary School
“I would like to thank Bond Optimiser for funding my daughter’s university and res fees as well as saving me R150 000 through debt settlement negotiation on my behalf. The Bond Optimiser plan has saved me thousands of rands every month.”
Judy Sheldon
Admin Clerk - Supply Chain Management, Department of Health
Dear Bond Optimiser, I want to thank you for helping us pay our debts and my daughter’s varsity money. When we saw darkness you brought light into our lives. Without you nothing would be the same. You are absolutely amazing.”
Bruce Asia
Teacher - Western Cape Education Department
“I want to thank Bond Optimiser for helping us pay for my son’s tertiary education and schooling. The unique finance option has also sorted out all our debt issues bringing our family a new sense of joy and hope.”
  • Thobeka Ntubuntu
    Deputy Principal - Groenheuwel Primary School
    “I would like to thank Bond Optimiser for funding my daughter’s university and res fees as well as saving me R150 000 through debt settlement negotiation on my behalf. The Bond Optimiser plan has saved me thousands of rands every month.”
  • Bruce Asia
    Teacher - Western Cape Education Department
    “I want to thank Bond Optimiser for helping us pay for my son’s tertiary education and schooling. The unique finance option has also sorted out all our debt issues bringing our family a new sense of joy and hope.”
Many South Africans do not know that, in times of crisis, they have the option to borrow against the amount they have already paid off on their homes. This means they can access some of the value they've built up in their property when they need it most, including paying off expensive debt on credit cards, personal loans, store cards, school or university fees, municipal arrears and other obligations.

Bond Optimiser helps customers access this capital and pay off their expensive debt through a consolidated loan, which is added to their bond, at same low interest rate they are used to and with negotiated discounts from your creditors, which is why our customers save up to R8 000 a month on costly debt repayments.
Africa Direct
Refer-A-Friend
Receive R2500 for every friend you refer to Bond Optimiser that successfully registers!
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How does Bond Optimiser work?

Your estimated property value
Minus
Your outstanding bond amount
Equals
Money available to you
Many South Africans do not know that, in times of crisis, they have the option to borrow against the amount they have already paid off on their homes. This means they can access some of the value they've built up in their property when they need it most, including paying off expensive debt on credit cards, personal loans, store cards, school or university fees, municipal arrears and other obligations.

Bond Optimiser helps customers access this capital and pay off their expensive debt through a consolidated loan, which is added to their bond, at same low interest rate they are used to and with negotiated discounts from your creditors, which is why our customers save up to R8 000 a month on costly debt repayments.

So, how much cash can I access?

T&Cs apply.
Apply now

Our 5-step process

Step 1: Assessment
We provide you with a free property evaluation, credit report and debt assessment
Step 2: Negotiations
We negotiate with your creditors to get the best settlement rates for you.
Step 3: Settlement & Consolidation
We use the equity in your home to settle your debts, remove judgements and get you out of debt review. We restructure and consolidate your debt into one monthly payment – on average, we save our clients up to R8000 pm.
Step 4: Edvance financial literacy programme
We enrol you in our 12-month financial literacy programme, where we teach you how make better financial decisions. What’s more, you could get rewarded with cash for every module you complete. T&Cs apply.
Step 5: Switch to a traditional home loan provider
Within 12 months, we switch you to a traditional home loan provider, where you pay even less. Plus, you’ll have peace of mind, a healthier credit profile, and extra cash in your pocket each month.

What are the Benefits?

*Average savings across registered customers
Settle your arrears and consolidate your debt
Get out of debt review in three months or less
Get access to credit when nobody else will give it
Remove judgements against your name

Learn more about Bond Optimiser

Contact us

What our clients are saying

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